From: "Bob Bailey" <bob@newsroute.com>
Subject: Refinance Again? - Trust but Verify: Check with BBB
To: bob@ebizmax.com

In this issue...

It May Be Worth It To Refinance Again - Patrick Barta
If you refinanced your mortgage recently, you may not be ready to do it again, even though interest rates are near 30-year lows. But if you're paying private mortgage insurance, you might want to think again.
http://sunday.wsj.com/articles/SB1027171236801187520.html

Allocate Your Assets - Roger Ibbotson
Asset allocation is a strategy, advocated by modern portfolio theory, for maximizing gains while minimizing risks in your investment portfolio. Specifically, asset allocation means dividing your assets among different broad categories of investments, including stocks, bonds, and cash equivalents.
http://www.siainvestor.org/trips/allocate/intro.htm

eBaying for Fun and Profit - Susan Brownmiller
Cash in on old toys, dried gourds and the Enron ethics manual—and pay your mortgage.
http://www.mygeneration.org/departments/2002/business/0510_a.html

Corporate Reform Proposals: On the Money Or Off-base?
Republicans and Democrats are stumbling over each other to show who can be toughest with corporate wrongdoers. Are they going overboard? Or are they not going far enough? Left alone, will the marketplace provide its own remedies to scandals like Enron, Tyco and WorldCom? Or are the corporate scandals of 2002 a prime example of the need for government intervention? What remedy would have the best chance of success?
http://knowledge.wharton.upenn.edu/whatshot.cfm

Advice to the Newly Wed...from the IRS!
There are a few things you should know as you embark on your married life, but all we can talk about is your tax situation. Did you know that a few simple steps could help you save money - and even prevent problems with missing a refund check?
http://www.irs.gov/irs/news/0,,i1%3D42%26articleId%3D83556,00.html

Inflation Indexed Treasuries: How Good Are They? - Robert J. Angell and Alonzo L. Redmon
Inflation-indexed Treasuries were designed to protect fixed-income investors from inflation, but the way in which they are taxed decreases the protection, and investors need to be aware of the limitations.
http://www.aaii.com/promo/20020715/feature.shtml

Trust but Verify - Check Out that Business with the Better Business Bureau
Now you can easily check out the status of any business via the Better Business Bureau's online BBB Information System...and it's free.
http://search.bbb.org/search.html

What You Should Know About Internet Banking
There is a lot you should know about Internet banking. It can save you time, money and effort, but it's important to protect yourself from potential pitfalls. Advice from the US Federal Reserve Bank of Chicago.
http://www.chicagofed.org/consumerinformation/projectmoneysmart/internetbanking.cfm

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